FINTECH Insights.

We are entering a new age of technology. Julian Harris discusses the new age of digital beings and what this means for our future.

Asset Management today is built upon the infrastructure of ‘pooling’. The simple presumption of cramming masses into a single model, each trying to derive an individual future from it. JB Beckett discusses reinventing mutual investing with AI.

What is financial inclusion in a world were in the last thirty years the birth of the Dot.com has seemingly changed the way we live or our everyday life. Abdul Kareem Alawiye discusses financial inclusion and a digital paperless future.

Economic science has always had as object of study the human being, its social and production
relations, as well as the present needs in its life cycle and the ways to cover them with resources that are not necessarily abundant. Aaron Olmos talks about the invisible hand, spontaneous order and artificial intelligence .

By definition ‘payment’ is: The action or process of paying someone or something or of being paid. Zoe Cuthbertson talks about the human behind the exchange.

Even after having witnessed the participation of various well-known brands into the blockchain and crypto technology, some still decide to continue living in a 1984 where ignorance is bliss. Werner Hochleitner asks is the Country Coin the solution for the Unbanked?

We are suffering an identity crisis. I do not mean questions of “Who am I?” or “What do I stand for?” No – we are suffering from increasing demands to confirm our identity for every financial interaction. Victor Newson talks about the concept of identity tokens.

Recent regulatory requirements for cloud computing and outsourcing, published by the European Banking Authority (EBA) and the national regulators apply/will apply to payment service providers. Udo Steger discusses moving to the financial cloud.

The real success of the widely labelled fintech sector has been that the customer is at the centre of the solution. Incumbents have always looked at the technology first to see how it can service the end user rather than the other way round. Suresh Vaghjiani discusses the blueprint for paytech systems.

Stan Reuben discusses the disproportionate focus on pure e-money between the payment sector and those customers who prefer using cash.

Payments might be the most innovative, the most valuable hence the most popular vertical within the fintech landscape because of its diverse payment instruments, technologies and activities at different stages of the payment process. Professor Selim Yazici discusses the power of ecosystems in payments

Financial Exclusion is unawareness of financial of products / services. Unawareness can be under banking or unbanking. Rafi Ullah discusses the reasons why and what the solution could be.

The payments sector has consistently seen a lot of movement and development. We are constantly seeing new payment services and payment technologies emerge across the globe. Oliver Werneyer talks about Leveraging Payment Technologies as a Catalyst for Legacy System Modernisation.

Virtual assets (aka virtual currencies, crypto currencies, crypto assets) are seen as bringing innovation to the payments-services sector. Jennifer Hanley-Giersch discusses Financial Crime regulation in this sector.

In today’s Fintech space, multiple products, services and platforms facilitate people in different banking related tasks such as account information, saving and investment. Rafi Ullah discusses financial inclusion using state of the art technology for the unbanked.

The risks associated with identity (individuals and devices) are changing rapidly, and nowhere more-so than in the payments space. James Mirfin talks turning mistaken identity into customer delight.

Continued innovation is the holy grail for every company that wants to survive and be successful in the long run. Herve Zenner talks about the importance of employee development in relation to innovation.

“The greatest threat of our times” – according to a speech by Barack Obama, this is neither terrorism nor economic meltdown, but it is indeed climate change. David Lais discusses how we can use to Paytech to help solve this.