FINTECH Insights.

Artificial Intelligence is becoming more commonly used in a variety of financial applications. Not just in identification and authentication but also in communications and complex services like risk analysis and insurance claims.

Intuitive Intelligence (II) and Artificial Intelligence (AI) – Dr Manj Subiah discusses what they are, why they matter and the common link between both.

Panos Skliamis gives his opinion on the debate initiated by the US Treasury Department on a radical overhaul of financial technology regulations, so as for innovative fintech solutions to be facilitated.

Quantum machine learning is an emerging interdisciplinary research area at the intersection of quantum physics and machine learning. Bhagvan Kommadi talks about what quantum machine learning can do for technology.

The enterprise world is exploding with data, generated through traditional mechanisms like corporate systems and new mechanisms like digital, IOT and sensors. Reetwija Chakraborty discusses the case for AI enabled enterprise processes.

The world has paid a heavy price for trust, transparency, controls and accountability, in terms of transactional costs and subsequently leading to the pricing of products and services. In isolation every incumbent in Financial Services space has maintained, paid and will continue to pay for it to be legitimate, transparent and trustworthy. Anshul Srivastav discusses ethics, transparency and trust in the world of AI.

New Zealand has long been a test bed for companies to test out new ideas on a sample population before releasing them worldwide; partially because it is remote enough that any bugs are unlikely to reach mainstream US press. Microsoft, Yahoo and Facebook have recently piloted new features to name but a few. Henry Midgley gives us an overview of the New Zealand fintech landscape.

“Virtually every Forbes Global 2000 company is on some sort of digital transformation journey.  Basically, one in eight got it right”

Financial technology companies are offering salary-linked products. Salary linked products are related to salary processing, loan payments and transfers. The analytics related to how long anindividual has been with their employer is used by the employer for performance metrics.

With an increasing number of Fintech companies based in Manchester a much needed central hub for this growing ecosystem has been widely welcomed by the region’s business and tech community

We are entering a new age of technology. Julian Harris discusses the new age of digital beings and what this means for our future.

Asset Management today is built upon the infrastructure of ‘pooling’. The simple presumption of cramming masses into a single model, each trying to derive an individual future from it. JB Beckett discusses reinventing mutual investing with AI.

What is financial inclusion in a world were in the last thirty years the birth of the Dot.com has seemingly changed the way we live or our everyday life. Abdul Kareem Alawiye discusses financial inclusion and a digital paperless future.

Economic science has always had as object of study the human being, its social and production
relations, as well as the present needs in its life cycle and the ways to cover them with resources that are not necessarily abundant. Aaron Olmos talks about the invisible hand, spontaneous order and artificial intelligence .

By definition ‘payment’ is: The action or process of paying someone or something or of being paid. Zoe Cuthbertson talks about the human behind the exchange.

Even after having witnessed the participation of various well-known brands into the blockchain and crypto technology, some still decide to continue living in a 1984 where ignorance is bliss. Werner Hochleitner asks is the Country Coin the solution for the Unbanked?

We are suffering an identity crisis. I do not mean questions of “Who am I?” or “What do I stand for?” No – we are suffering from increasing demands to confirm our identity for every financial interaction. Victor Newson talks about the concept of identity tokens.

Recent regulatory requirements for cloud computing and outsourcing, published by the European Banking Authority (EBA) and the national regulators apply/will apply to payment service providers. Udo Steger discusses moving to the financial cloud.