FINTECH Insights.

While the first wave of InsurTech startups is already experimenting to that effect in the market, its yet to be determined, whether it will go down the path of collaboration with incumbents or their ultimate disruption.

When looking at FinTech entrants to the wealth management industry you could say that most of them are focused on the investment side of the value chain

They say clients value the human touch or need real people to understand the nuances of their financial lives. They’re wrong.

A technologist who has as much legal service experience (as opposed to legal knowledge) can generate a disruptive strategic insight. This opens up the possibility of a new class of RegTech opportunities

The time firms have to respond to markets needs are shrinking as competition these days is hugely based on technology

We are experiencing a similar situation whereby insurance companies are focusing on InsurTECH-adoption while neglecting the enabler, InsurTECH-culture.

A robo-advisor could collect the best asset managers around the world under one user interface, a firm could then build new distribution channels.

A smarter approach to inherently build a trust framework in every element of finance could make regulation invisible but omnipresent

Big data and predictive analytics have the potential to change the insurance business model by predicting and preventing claims.

RegTech companies can provide a more efficient way to report, monitor and comply with requirements and be a tool to strategically manage banking risks.

Insurance now at greater risk of sudden decline than banks, media or retail during the past few years.

Dealing with cyber security risks in a fast changing wealth management landscape, while preventing a potential impedance of business innovation

The actors in securities markets know their game. The possibility for market abuse is always right in front of the actors.

InsurTech needs to move from a place where its actors pat each other on the back, to one where consumers notice and appreciate the fruits of their labour.

Online tools people should include behavioural economics in their design, to help ‘debug’ our behavioural biases, which impact on our financial outcomes.

Align RegTech to help regulatory better serve the future consumers while dealing with the legacy as an inclusive.

A number of modern megatrends are influencing the insurance industry in ways that many consider will bring back the trust in the relationship between insurer and insured

Disintermediation can be defined as the elimination of a layer in a transaction while disruption is an unexpected solution that satisfies a need.